First-Time Home Buyer Guide in Peterborough (2026 Edition)

Buying a home in Peterborough

Buying your first home is exciting… and let’s be honest, a little overwhelming too.

If you're thinking about buying in Peterborough, you’re not alone. More and more young families and first-time buyers are choosing this area for its affordability, lifestyle, and growing community.

Here’s a simple breakdown to help you feel confident every step of the way.

Step 1: Know What You Can Afford

Before you start browsing homes, it’s important to understand your budget.

Speak with a mortgage broker or lender to get pre-approved. This will:

Give you a clear price range

Strengthen your offer when you find “the one”

Help you avoid falling in love with homes outside your budget


Step 2: Understand the True Costs

Your down payment is just one piece of the puzzle.

Other costs include:

Closing costs

Land transfer tax

Legal fees

Home inspection

Moving expenses

Planning ahead means fewer surprises.


Step 3: Choose the Right Neighbourhood

Peterborough offers a variety of neighbourhoods, each with its own vibe.

Young families often look for:

Proximity to schools and parks

Safe, walkable streets

Access to amenities

The right neighbourhood can be just as important as the home itself.


Step 4: Work With a Local Realtor

Having someone who knows the local market is key.

As a local REALTOR®, I help first-time buyers:

Navigate the process step-by-step

Spot red flags in homes

Negotiate the best possible price


Step 5: Don’t Wait for “Perfect”

Your first home doesn’t have to be your forever home.

Getting into the market is often the most important step. You can always upgrade later as your needs (and equity) grow.


Final Thoughts

Buying your first home in Peterborough is a big milestone, but it doesn’t have to feel overwhelming.

With the right guidance, it can actually be an exciting and empowering experience.

Thinking about buying your first home?
I’d love to help you get started.

Download your FREE First-Time Home Buyer's Guide here. 

Contact me to chat about your move.
📧 tmeldrum@cbelectricrealty.ca
📱 705-702-5851

Tara Meldrum, REALTOR®, Coldwell Banker Electric Realty in Peterborough

What’s Happening in Peterborough This Weekend

Looking for something to do this weekend? There’s plenty happening around Peterborough & the Kawarthas, including a city-wide food festival, hockey, and a chance to slow down and reset.

Here are a few highlights to check out.


🧀 Events & Experiences

Peterborough Mac & Cheese Festival

📍 Downtown Peterborough
🗓 April 1–25

If you love comfort food, this one’s for you. The Peterborough Mac & Cheese Festival is back, with 20 local restaurants serving up creative takes on mac & cheese — from classic favourites to bold, unexpected combinations (including dessert!).

It’s the perfect excuse to explore downtown and try something new.


🏒 Sports & Community

Peterborough Petes vs. North Bay

📍 Peterborough Memorial Centre
🗓 Thursday | 7:05 PM

Head to the Memorial Centre for a fun night of hockey and cheer on the Petes in another exciting matchup. The series is tied 2-2. Go Petes Go!


🧘‍♀️ Wellness & Community

Karma Yoga at Salti Yoga

📍 Salti Yoga
🗓 Sunday | 9:00 AM

Join this all-levels, beginner-friendly yoga class offered by donation. It’s a great way to move your body, reset your mind, and support a local organization at the same time.

Book your spot here:
www.saltiyoga.ca/schedule


💬 Planning to try the Mac & Cheese Festival this weekend?
I’d love to hear where you go and what you order — there are so many good options to choose from!


Want these local events delivered straight to your inbox every week?

👉 Join the list and never miss what’s happening in Peterborough. Email tmeldrum@cbelectricrealty.ca to get on the list.

Looking for weekend plans? There’s lots happening around Peterborough & the Kawarthas, from playoff hockey and local events to markets and wellness experiences.

Here are a few highlights to check out this weekend.


🏒 Sports & Community

Peterborough Petes Playoffs – Round 1
📍 Peterborough Memorial Centre
🗓 Thursday, March 26

Playoff season is here, and the energy in the arena is unmatched. Head out to support the Petes as they begin their playoff run on home ice.


🎣 Events & Experiences

CANCAST & Muskie Odyssey Fishing Show
📍 Memorial Centre, Morrow Building & Kinsmen Civic Centre
🗓 Saturday, March 28

This annual fishing show brings together vendors, experts, and enthusiasts for a full day dedicated to fishing and outdoor recreation.


🛍 Markets & Local Shopping

Peterborough Regional Farmers’ Market
📍 Peterborough Square
🗓 Saturday | 8:00 AM – 1:00 PM

A staple in the community, the farmers’ market offers fresh produce, baked goods, prepared foods, and locally made products — a great way to support local.


🧘‍♀️ Wellness & Community

Glow Flow Yoga @ Salti Yoga
📍 Salti Yoga
🗓 Friday, March 27 | 6:00 PM

Book a spot: https://api.hellowalla.com/previews/5766119?b=13217&type=class

Looking for something a little different? This glow-themed yoga class is a fun way to move your body, reset your mind, and kick off your weekend.


Want these local events delivered straight to your inbox every week?

👉 Email tmeldrum@cbelectricrealty.ca to join the list and never miss what’s happening in Peterborough.

What’s Happening in Peterborough This Weekend (March 19–22)

Looking for things to do this weekend? Here are some great local events happening around Peterborough & the Kawarthas — from live music and sports to markets and wellness.


🎶 Live Music & Entertainment

The Sheepdogs — Live at The Venue
📍 The Venue
🗓 Saturday | 7:00 PM

Don’t miss The Sheepdogs performing live downtown! Known for their high‑energy shows, this is a great way to spend your Saturday night.
The Venue – The Sheepdogs concert


🏒 Sports & Community

Peterborough Petes vs. Barrie Colts
📍 Peterborough Memorial Centre
🗓 Thursday | 7:05 PM

Join the crowd for a fun Thursday night of Ontario Hockey League action as the Petes take on the Barrie Colts.
Peterborough Memorial Centre – Petes vs Barrie Colts


🛍 Markets & Local Shopping

Peterborough Regional Farmers’ Market
📍 Peterborough Square
🗓 Saturday | 8:00 AM – 1:00 PM

Start your weekend right with a visit to the year‑round farmers’ market downtown. Find fresh produce, baked goods, specialty foods, and unique artisan items.
Peterborough Regional Farmers’ Market


🧘‍♀️ Wellness & Workshops

Sow the Promise: Three Vows & Sound Bath for the Light Half
📍 Salti Yoga
🗓 Saturday | 2:00 PM

This guided workshop incorporates intention setting and sound healing — a thoughtful way to slow down, reset, and connect with yourself mid‑week. All levels welcome!
👉 More info: https://api.hellowalla.com/previews/5921565?b=13217&type=class


Want these local event ideas delivered straight to your inbox every week?

👉 Join our weekly events list so you never miss what’s happening in Peterborough. Email EVENTS to tmeldrum@cbelectricrealty.ca to get on the list.

Connect with Me Here.

What’s Happening in Peterborough This Weekend (March 12–16)

Looking for something to do this weekend? There’s plenty happening around Peterborough, from live music and theatre to markets and community events.

Here are a few highlights to check out around town.


Live Music & Nightlife

Jazz and Blues Night — The Black Horse Pub
🗓 Thursday | 7:00 – 10:30 PM

Enjoy a relaxed evening of live jazz and blues at this well-known downtown venue.


Live Music at McThirsty’s Pint
🗓 Friday | 9:00 PM

McThirsty’s is a local favourite for live music and a lively downtown atmosphere.


Social Events

Trivia Night at The Pig’s Ear Tavern
🗓 Thursday | 8:00 PM

Grab some friends, form a team, and see how your knowledge stacks up during this popular trivia night.


Boot Scootin’ Bingo — Delta Bingo & Gaming
🗓 Saturday | 7:00 PM

A fun and energetic spin on bingo with themed entertainment and prizes.


Markets & Local Shopping

Peterborough Regional Farmers’ Market
📍 Peterborough Square
🗓 Saturday | 8 AM – 1 PM

This year-round market features local produce, baked goods, prepared foods, and artisan products. It’s a great way to start your Saturday downtown while supporting local vendors.


Theatre & Arts

Frozen: The Broadway Musical — Showplace Performance Centre
🗓 Saturday | 2:00 PM

Enjoy a magical stage performance inspired by the beloved Disney story. A great outing for families and theatre lovers alike.


Wellness & Community

Karma Yoga at Salti Yoga
🗓 Sunday | 9 AM

Join this all-levels, beginner-friendly hot yoga class offered by donation. Proceeds from Karma Yoga classes support a different local organization each quarter.

Book online:
www.saltiyoga.ca/schedule


Want to receive local events like this in your inbox every week?

👉 Join our weekly email list and never miss what’s happening in Peterborough. Just email EVENTS to tmeldrum@cbelectricrealty.ca to have local events land in your inbox weekly.

happening this weekend

What’s Going On This Weekend in Peterborough (Jan 16–18)

Happy Thursday snowday! ❄️

If you’re planning your weekend and looking for ways to get out and enjoy the community, there’s lots happening around Peterborough. From art and culture to sports, markets, and outdoor fun, here’s your local weekend guide.

🎨 Culture & Art

Opening Reception: Cole Swanson & Tyler Durbano
📍 Art Gallery of Peterborough
🗓 Saturday, January 17, 2026 | 2:00–4:00 PM

Join the Art Gallery of Peterborough for the opening reception celebrating two new exhibitions:

  • Cole Swanson | Lithic Life
  • Tyler Durbano | Traces

This free, public event is a great opportunity to experience local and contemporary art, connect with the creative community, and enjoy a relaxed afternoon downtown. Whether you’re an art lover or just curious, it’s an easy and inspiring weekend stop.

🏒 Sports & Community

Peterborough Petes vs. Niagara IceDogs
📍 Peterborough Memorial Centre
🗓 Saturday, January 17 @ 7:05 PM

Cheer on the Peterborough Petes in an exciting Saturday night matchup. A Petes game is a classic winter tradition and a fun way to spend an evening with friends or family. Tickets and details are available at gopetesgo.com

🛍 Markets & Outdoors

Peterborough Regional Farmers’ Market
📍 Peterborough Square
🗓 Saturday | 8:00 AM–1:00 PM

The farmers’ market runs year-round and is the perfect place to start your Saturday. Pick up fresh produce, local food, baked goods, and artisan items while supporting local vendors downtown.

⛸ Free Public Skating & Winter Activities
Bundle up and enjoy the season at Quaker Foods City Square, where free public skating and winter activities make it easy to get outside and enjoy the colder months with family or friends.

Whether you’re exploring art, cheering on the Petes, or grabbing local goodies at the market, there are lots of reasons to get out and enjoy our community this weekend.

Thanks for reading — and have an amazing weekend in Peterborough.

Want this curated weekly list of events delivered straight to your inbox every week? Send me an email to tmeldrum@cbelectricrealty.ca to get added to the list! 🎉

happening this weekend

What’s Happening In & Around Peterborough This Weekend (January 9-12)

The new year is here, and the community calendar is full of ways to get out, connect, and enjoy the local winter season. Here’s what’s happening in and around Peterborough from January 9–12, 2026.


Peterborough and District Farmers’ Market

📍 Peterborough Square — Saturday, Jan 10 · 7:00 AM–1:00 PM
Browse fresh produce, baked goods, and artisan products while supporting local makers. A perfect way to kick off your weekend.
👉 More info: https://ptbocanada.com/upcoming-events


🏒 Peterborough Petes vs. Guelph Storm

📍 Peterborough Memorial Centre — Saturday, Jan 10 · 7:05 PM
Cheer for the hometown Ontario Hockey League team in an exciting match-up. Great for families, friends, and sports fans alike.
👉 Tickets & info: https://en.perto.com/ca/peterborough-6465/peterborough-memorial-centre-213227/guelph-storm-at-peterborough-petes-30937636/


🕺 Otonabee Squares Square Dancing

📍 Emmanuel United Church — Jan 9 & Jan 10 (check local calendar)
Enjoy an evening of social square dancing, meet new people, and get some fun movement into your week.
👉 More info: https://kawarthanow.com/column/10/community-events/


🎶 Modern Line Dance Bootcamp

📍 Mapleridge Recreation Centre — Jan 9 & Jan 10 (check local schedule)
Beginner-friendly line dancing sessions — perfect for letting loose, moving your body, and having fun!
👉 More info: https://kawarthanow.com/column/10/community-events/


💡 Other Winter Fun Ideas

  • Explore Riverview Park & Zoo for a casual winter stroll or visit the Canadian Canoe Museum to enjoy indoor exhibits.

  • Visit Quaker Foods City Square in downtown Peterborough for some outdoor skating on the rink.
  • Stay tuned to local community listings — recreation centres often host workshops, socials, and drop-in activities throughout the winter.


Whether you’re looking to shop, move, or just enjoy some local entertainment, there’s something to do for everyone this week.

Want this curated weekly list of events delivered straight to your inbox every week? Send me an email to tmeldrum@cbelectricrealty.ca to get added to the list! 🎉

happening this weekend

What’s Happening In & Around Peterborough This Weekend (Nov 28–30)

The holiday season is officially settling in, and Peterborough + the Kawarthas are packed with great ways to get out, explore, and support the community. Whether you're after live music, festive markets, or something fun and social, here are some events worth checking out this weekend.


🎶 Friday Night Line Dancing

Friday, Nov 28 · 7–10 PM — Mapleridge Recreation Centre
Kick off your weekend with a fun, social night of music, movement, and community.
More info: https://kawarthanow.com/column/10/community-events/


🎤 Peterborough Singers: Yuletide Cheer

Saturday, Nov 29 · 7:00 PM — Emmanuel United Church (George St. N)
A beloved seasonal concert and a beautiful way to enjoy choral music during the holidays.
More info: https://theboro.ca/events/


🎄 Festival of Trees & Decor – Just Trees

Saturday, Nov 29 · 11:00 AM–3:00 PM — Buckhorn Community Centre
A charming holiday event showcasing beautifully decorated trees — perfect for getting into the festive spirit.
More info: https://thekawarthas.ca/event/festival-of-trees-decor-just-trees/2025-11-29/


🥕 Peterborough Regional Farmers’ Market

Saturday, Nov 29 · 8:00 AM–1:00 PM — Peterborough Square
Shop local produce, baked goods, crafts, and holiday items while supporting local growers and makers.
More info: https://www.ptbocanada.com/upcoming-events/peterborough-regional-farmers-market-nov-29


🎁 OSM Public Library Christmas Market

Saturday, Nov 29 · 10:00 AM–3:00 PM — Stewart Hall Community Centre
A warm, festive fundraising event supporting your local library — with handmade goods, treats, and seasonal cheer.
More info: https://www.ptbocanada.com/upcoming-events/osm-public-library-christmas-market


💡 Why This Week Is Worth Checking Out

From festive markets and local artisans to live music and community gatherings, this weekend offers a bit of everything. Whether you're looking to shop local, enjoy time with family, or get into the holiday mood, there’s something happening for everyone.

No matter what you get up to this weekend, I hope you enjoy!

Untitled-2-9

🎉 What’s Happening Around Peterborough 🎉
Mark your calendars — here are some fun local events coming up this August:

🛍️ Second Saturday Sidewalk Sale
📍 Downtown Peterborough
🗓️ August 9, 10AM – 6PM
Explore each block downtown for unique finds and local favourites.

🎶 The Celtic Tenors at Musicfest
📍 Del Crary Park
🗓️ August 9 – Free concert!
Enjoy this internationally acclaimed vocal trio under the stars.

🛶 Voyageur Canoe Tour
📍 Canadian Canoe Museum
🗓️ August 10, 11:30AM – 12:30PM
Hop into a 36-ft canoe and paddle like a Voyageur!
🔗 canoemuseum.ca/eventcal/voyageur-canoe-tour

🎥 Movies at the Square
📍 Quaker Foods City Square
🗓️ Tuesdays until August 12, 8PM – 12AM
Bring a lawn chair and enjoy family-friendly movies outdoors.

🎵 Peterborough Folk Fest
📍 Nicholls Oval Park
🗓️ August 14–17
A weekend of live music, local vendors, and good vibes.
🔗 www.peterboroughfolkfest.com

 

There’s something magical about June in Peterborough — flowers in bloom, school winding down, and real estate activity picking up.

If you’ve been thinking about selling your home, early summer could be the sweet spot. Here’s why:

🌞 Homes show better in the summer
Natural light makes every room feel brighter and more welcoming, and curb appeal is at its peak with lush lawns, flowers, and sunny skies.

👨‍👩‍👧‍👦 Families are planning moves before school starts
Buyers with kids want to get settled before September — which means they’re motivated to find the right home now, not later.

If you’ve been sitting on the idea of selling, this might be the moment to explore what’s possible. I offer free, no-obligation home valuations to help you make an informed decision — even if you’re just in the “curious” stage.

Your next chapter might be closer than you think — and it starts right here on the porch. ☕🏡

~ Tara